{"id":153,"date":"2023-10-27T04:00:00","date_gmt":"2023-10-27T10:00:00","guid":{"rendered":"https:\/\/www.westtexasinsuranceagency.com\/blog\/?p=153"},"modified":"2023-10-27T11:34:17","modified_gmt":"2023-10-27T17:34:17","slug":"can-i-file-a-claim-through-my-homeowners-insurance-if-i-don-t-live-in-the-home","status":"publish","type":"post","link":"https:\/\/www.westtexasinsuranceagency.com\/blog\/can-i-file-a-claim-through-my-homeowners-insurance-if-i-don-t-live-in-the-home\/","title":{"rendered":"Can I File a Claim Through My Homeowners Insurance if I Don&#8217;t Live in the Home?"},"content":{"rendered":"<p>If you&#8217;re not familiar with all the rules regarding homeowners insurance, you might have many questions about when you can or cannot file a claim. Sometimes, if you&#8217;re not sure about something regarding your insurance, you can easily contact your agent to ask questions for clarification. If you&#8217;re wondering whether you can file a claim through your homeowner&#8217;s insurance for a home you don&#8217;t live in, here is an overview that answers this common question.&nbsp;<\/p>\n<h2><strong>If Your Home is Rented Out to a Tenant<\/strong><\/h2>\n<p>If you have rented your home out to a tenant and burglary, a fire, or some other event that results in damage to the home occurs, your tenant should file a claim with their renter&#8217;s insurance. However, you can file a claim with your homeowner&#8217;s insurance if your tenant doesn&#8217;t have renter&#8217;s insurance, but in most cases, you will need a copy of the police report.&nbsp;<\/p>\n<h2><strong>If Your Home is Vacant<\/strong><\/h2>\n<p>If your home is vandalized or otherwise damaged while sitting empty, then once you file a police report, you can most certainly file a claim with your homeowner&#8217;s insurance. This is one of the reasons to maintain coverage on your home, whether it&#8217;s vacant or not, as it will enable you to make repairs on your home without paying out of pocket.&nbsp;<\/p>\n<p>If you&#8217;re an Amarillo, TX homeowner and you&#8217;re seeking a new homeowners insurance provider, you should consider&nbsp;giving&nbsp;West Texas Insurance Agency a call. At West Texas Insurance Agency, we take pride in offering top-quality insurance services of all types to our customers, as well as providing excellent customer service. Give us a call today to request a quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re not familiar with all the rules regarding homeowners insurance, you might have many questions about when you can or cannot file a claim. Sometimes, if you&#8217;re not sure about something regarding your insurance, you can easily contact your agent to ask questions for clarification. If you&#8217;re wondering whether you can file a claim [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-153","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-amarillo-tx","tag-west-texas-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=153"}],"version-history":[{"count":1,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/153\/revisions"}],"predecessor-version":[{"id":154,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/153\/revisions\/154"}],"wp:attachment":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}