{"id":205,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.westtexasinsuranceagency.com\/blog\/?p=205"},"modified":"2025-11-14T12:35:40","modified_gmt":"2025-11-14T18:35:40","slug":"three-types-of-commercial-insurance-your-business-may-need","status":"publish","type":"post","link":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/","title":{"rendered":"Three Types of Commercial Insurance Your Business May Need"},"content":{"rendered":"<p>When you own a business, there are certain types of commercial insurance you will need. The exact types of policies will depend on the size of your business, what it sells, and how it&#8217;s configured. There are several common types of commercial insurance that many businesses need, and each is helpful for financial protection. When you need commercial insurance, call us at&nbsp;West Texas Insurance Agency, serving Amarillo, TX.<\/p>\n<h2>Commercial Auto Insurance<\/h2>\n<p>Commercial auto insurance is required when you have a company.-owned vehicle. Having a personal policy on one of these vehicles could mean that the policy won&#8217;t pay for an accident. It&#8217;s essential to have commercial insurance on all business-owned vehicles so you remain protected.&nbsp;<\/p>\n<h2>Cyber Insurance<\/h2>\n<p>Cyber insurance protects your business against a data breach. It can help in the aftermath of a breach so that the problem can be taken care of without bankrupting the company. It&#8217;s important for any business that processes or stores consumer data.<\/p>\n<h2>Workers&#8217; Comp Insurance<\/h2>\n<p>This is vital to every business with employees. This coverage pays for worker accidents that happen on the job. These accidents can be incredibly costly, so having workers&#8217; comp is essential. And it&#8217;s legally required in most cases.<\/p>\n<p>No matter what type of business you have, anyone can fall down and become injured. Workplace injuries are common, and every business has to be ready for them.<\/p>\n<h2>Get Commercial Insurance<\/h2>\n<p>When your business needs better protection, we&#8217;re here to help. To get started with commercial insurance, contact us at&nbsp;West Texas Insurance Agency. We&#8217;re currently serving Amarillo, TX.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you own a business, there are certain types of commercial insurance you will need. The exact types of policies will depend on the size of your business, what it sells, and how it&#8217;s configured. There are several common types of commercial insurance that many businesses need, and each is helpful for financial protection. When [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12,17,13,6],"class_list":["post-205","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-amarillo","tag-insurance","tag-tx","tag-west-texas-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | West Texas Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-11-28T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-11-14T18:35:40+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#article\",\"name\":\"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency\",\"headline\":\"Three Types of Commercial Insurance Your Business May Need\",\"author\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-11-28T12:00:00-06:00\",\"dateModified\":\"2025-11-14T12:35:40-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#webpage\"},\"articleSection\":\"Insurance, amarillo, insurance, tx, West Texas Insurance Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#listItem\",\"name\":\"Three Types of Commercial Insurance Your Business May Need\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#listItem\",\"position\":3,\"name\":\"Three Types of Commercial Insurance Your Business May Need\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | West Texas Insurance Agency\",\"url\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#webpage\",\"url\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/\",\"name\":\"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/three-types-of-commercial-insurance-your-business-may-need\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-11-28T12:00:00-06:00\",\"dateModified\":\"2025-11-14T12:35:40-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/\",\"name\":\"Blog | West Texas Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.westtexasinsuranceagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency","description":"","canonical_url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#article","name":"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency","headline":"Three Types of Commercial Insurance Your Business May Need","author":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/#organization"},"datePublished":"2025-11-28T12:00:00-06:00","dateModified":"2025-11-14T12:35:40-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#webpage"},"isPartOf":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#webpage"},"articleSection":"Insurance, amarillo, insurance, tx, West Texas Insurance Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.westtexasinsuranceagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#listItem","name":"Three Types of Commercial Insurance Your Business May Need"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#listItem","position":3,"name":"Three Types of Commercial Insurance Your Business May Need","previousItem":{"@type":"ListItem","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/#organization","name":"Blog | West Texas Insurance Agency","url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#webpage","url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/","name":"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/#breadcrumblist"},"author":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-11-28T12:00:00-06:00","dateModified":"2025-11-14T12:35:40-06:00"},{"@type":"WebSite","@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/#website","url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/","name":"Blog | West Texas Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.westtexasinsuranceagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | West Texas Insurance Agency |","og:type":"article","og:title":"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency","og:url":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/","article:published_time":"2025-11-28T18:00:00+00:00","article:modified_time":"2025-11-14T18:35:40+00:00","twitter:card":"summary","twitter:title":"Three Types of Commercial Insurance Your Business May Need | Blog | West Texas Insurance Agency"},"aioseo_meta_data":{"post_id":"205","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-11-28 18:04:05","updated":"2025-11-28 18:23:21","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.westtexasinsuranceagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tThree Types of Commercial Insurance Your Business May Need\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.westtexasinsuranceagency.com\/blog"},{"label":"Insurance","link":"https:\/\/www.westtexasinsuranceagency.com\/blog\/category\/insurance\/"},{"label":"Three Types of Commercial Insurance Your Business May Need","link":"https:\/\/www.westtexasinsuranceagency.com\/blog\/three-types-of-commercial-insurance-your-business-may-need\/"}],"_links":{"self":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=205"}],"version-history":[{"count":1,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/205\/revisions"}],"predecessor-version":[{"id":206,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/205\/revisions\/206"}],"wp:attachment":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}