{"id":64,"date":"2020-02-28T04:00:00","date_gmt":"2020-02-28T10:00:00","guid":{"rendered":"https:\/\/www.westtexasinsuranceagency.com\/blog\/?p=64"},"modified":"2020-03-01T13:37:23","modified_gmt":"2020-03-01T19:37:23","slug":"3-reasons-to-increase-your-home-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.westtexasinsuranceagency.com\/blog\/3-reasons-to-increase-your-home-insurance-coverage\/","title":{"rendered":"3 Reasons to Increase Your Home Insurance Coverage"},"content":{"rendered":"<p>Part of the responsibilities of owning a home is ensuring your home insurance policy is up to date. This means if you&#8217;ve made significant upgrades to your home if your personal property has increased or changed, or you&#8217;ve started a home-based business, you may need to increase your home insurance coverage. Homeowners&#8217; insurance policies issued in Amarillo, TX usually group various types of coverage into one policy. Before taking out a new policy or making changes to your existing policy, you&#8217;ll want to consult with a licensed&nbsp;insurance agency&nbsp;like West Texas Insurance Agency.&nbsp;<\/p>\n<p><strong>Upgrades or Renovations<\/strong><\/p>\n<p>You probably need to increase your coverage if you&#8217;ve added&nbsp;additional space, outdoor features like a pool, and major upgrades like granite countertops. A pool, for instance, can create more opportunities for accidents or hazards. Additional space and upgrades translate to increased replacement costs in the event of a loss.&nbsp;<\/p>\n<p><strong>Personal Property<\/strong><\/p>\n<p>If you&#8217;ve added more personal property or are now storing certain types of property like the top of the line electronics or high-end items, you probably need to speak with your agent. It&#8217;s easy to accumulate new or upgraded belongings and forget about the costs to replace them. Don&#8217;t forget smaller changes like more expensive furniture, additional clothes, and jewelry.&nbsp;<\/p>\n<p><strong>Home Business<\/strong><\/p>\n<p>It&#8217;s been years since you moved in, but now you&#8217;re operating a business from home. You may&nbsp;need to add coverage for assets designated for your business. It&#8217;s best to first speak to your agent about the nature of your business, the designated equipment, and whether clients&nbsp;are coming in and out of your home.<\/p>\n<p>Need more information about home insurance policies that serve&nbsp;Amarillo, TX? Contact us at West Texas Insurance Agency today!&nbsp;&nbsp;&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Part of the responsibilities of owning a home is ensuring your home insurance policy is up to date. This means if you&#8217;ve made significant upgrades to your home if your personal property has increased or changed, or you&#8217;ve started a home-based business, you may need to increase your home insurance coverage. Homeowners&#8217; insurance policies issued [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-64","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-amarillo-tx","tag-west-texas-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":1,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":65,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions\/65"}],"wp:attachment":[{"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.westtexasinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}