West Texas Insurance Agency

3702 Mockingbird Ln
Amarillo, TX 79109

If My Car Breaks Down, Does Auto Insurance Cover It?

When your vehicle breaks down, you can get caught alongside the road and face hefty bills for car repairs. What does your auto insurance cover if your car breaks down?

At West Texas Insurance Agency servicing Amarillo, TX, we’re happy to help you understand what’s included with your auto insurance and what isn’t. We also offer a range of insurance types, so you can choose the best type of auto insurance for your needs. 

Can My Auto Insurance Cover My Vehicle If It Breaks Down?

A typical auto insurance policy does not cover the cost of repairing a vehicle that has broken down due to maintenance problems. However, if you have comprehensive auto insurance, your policy may cover the cost of roadside assistance, including towing the vehicle to a repair shop.

If your car is covered under the vehicle warranty, you may be able to use the warranty to cover the repair cost. Speak to your car dealership to determine if your vehicle is still covered under warranty. In addition, if a recently replaced car part breaks down, it may be covered under its warranty. Speak with the mechanic who performed the installation. 

What Does My Auto Insurance Cover?

There are different types of auto insurance. Liability-only auto insurance is the minimum amount of insurance and will only cover the cost of repairing the vehicle you hit if you are at fault in an accident. Typically, comprehensive auto insurance will cover the cost of repairing your vehicle if it is damaged or stolen. 

Need to Review Your Auto Insurance? Contact Us

Wondering what your auto insurance covers? Call West Texas Insurance Agency, servicing Amarillo, TX. We can help you understand your policy and get the best coverage for your needs. 

Servicing States

  • Texas
  • Oklahoma
  • New Mexico