Owning a business in Amarillo, TX comes with all the challenges and stress that owning a business anywhere comes with. One thing that should not be causing you any worry is your commercial insurance. If you own a business you need to have commercial insurance but it is not one size fits all which is why the staff at West Texas Insurance Agency is there to help you to put together a policy that gives you everything you need to save your business while not making you pay for coverage you will never use.
Commercial insurance needs to be tailored to your particular business. Many different types of coverage available and you probably won’t need them all. No point in having commercial vehicle insurance if you don’t have a vehicle that you use for business. Texas does not require private employers to have workers compensation but in not doing so you leave yourself open to lawsuits from an employee who is injured on the job. You also may have trouble retaining employees. It is much less stressful to cover your employees and protect yourself.
Property insurance is important coverage for a business of any size. Whether you own the building or are just renting it, you can have your business devastated by damage to the building which in terms damages your equipment, inventory, and machinery. By carrying property insurance you can repair or replace anything that is damaged by a covered hazard.
Liability insurance is one of the most important parts of any commercial insurance policy. Let’s face it, the world loves to bring legal action against people and businesses. If someone is injured while visiting your business or by one of your products you could be facing expensive litigation. Liability insurance helps you to get through it with your business intact.
If you are an Amarillo, TX business owner, stop in or give us a call at West Texas Insurance Agency and discuss your commercial insurance needs with us.