For many businesses that have commercial operations in more than one location, it may be advantageous to have all the locations covered under a single insurance policy. This works for business locations that have similar operations and similar risk profiles, such as a chain of retail stores or restaurants. If the business locations do very different things, for example, if one location is for administrative work and another location is for manufacturing, then there is a need for separate insurance policies for each location.
Moreover, if a business has locations in different states, they may be insurable by a single carrier only if the insurance company and the insurance agent are licensed to do business in those states.
Contact your agent at West Texas Insurance Agency serving Amarillo, TX and the surrounding area to determine if your business would benefit from having a single insurance policy that covers more than one location.
Commercial Insurance in Texas
Texas does not have a statewide standard for commercial insurance. There is a wide variation between commercial insurance policies from different insurance carriers. Each commercial insurance policy will protect against specific risks. To understand the details of the coverage offered, discuss the insurance policy terms with your agent. You may need more than one policy to cover all the potential risks to a business that may not be covered in basic commercial insurance policies, such as windstorm damage, floods, hurricane risk, and crimes.
When evaluating commercial insurance for a business located in Amarillo, TX, be sure to review the coverage details carefully and talk with your agent at West Texas Insurance Agency to find the coverage that is adequate for your needs. Contact us today, while these issues are on your mind, to be sure your business has sufficient coverage for all of its locations.