If you buy a home in the State of Texas, you’ll need to protect your investment by purchasing home insurance. Many homeowners need help selecting the right home insurance policy. If your home is in the Amarillo, TX area, our team at West Texas Insurance Agency can help you choose the best insurance options. We have been working with homeowners like you since 1995.

Why Might You Lose Your Home Insurance?

Once you purchase home insurance, certain circumstances can lead to the cancellation of your policy. According to the Texas Department of Insurance, if your insurance agency discovers a risk that you did not disclose, or if your inspection report is not received before your insurance term begins, the agency can cancel your policy. Additionally, it is crucial to continue paying your premiums on time, as nonpayment can result in cancellation.

Beyond cancellation, your insurance agency has the right to refuse to renew your policy at the end of the policy year. According to the Texas Department of Insurance, reasons for nonrenewal can include your home being in poor condition. If you file three or more non-weather-related claims in one year, the agency can decline to renew your policy. If more than two insurance companies refuse to insure your home, you may be able to find coverage through the Texas FAIR Plan Association.

Call Us Today for Your Appointment

We are proud to operate as an independent insurance agency. Our team at West Texas Insurance Agency is dedicated to forming long-term relationships with our clients. Homeowners in the Amarillo, TX area have been placing their trust in us for over 30 years. Call us for an appointment today and let us help you protect the investment you’ve made in your home.