Three Types of Commercial Insurance Your Business May Need

When you own a business, there are certain types of commercial insurance you will need. The exact types of policies will depend on the size of your business, what it sells, and how it’s configured. There are several common types of commercial insurance that many businesses need, and each is helpful for financial protection. When you need commercial insurance, call us at West Texas Insurance Agency, serving Amarillo, TX.

Commercial Auto Insurance

Commercial auto insurance is required when you have a company.-owned vehicle. Having a personal policy on one of these vehicles could mean that the policy won’t pay for an accident. It’s essential to have commercial insurance on all business-owned vehicles so you remain protected. 

Cyber Insurance

Cyber insurance protects your business against a data breach. It can help in the aftermath of a breach so that the problem can be taken care of without bankrupting the company. It’s important for any business that processes or stores consumer data.

Workers’ Comp Insurance

This is vital to every business with employees. This coverage pays for worker accidents that happen on the job. These accidents can be incredibly costly, so having workers’ comp is essential. And it’s legally required in most cases.

No matter what type of business you have, anyone can fall down and become injured. Workplace injuries are common, and every business has to be ready for them.

Get Commercial Insurance

When your business needs better protection, we’re here to help. To get started with commercial insurance, contact us at West Texas Insurance Agency. We’re currently serving Amarillo, TX.