What to Know About Commercial Insurance and Mobile Businesses

If you are planning to operate a mobile business in Amarillo, TX, you may not be sure what type of insurance is necessary to protect your investment and assets. Our agents at West Texas Insurance Agency are available to help explain commercial insurance coverage and how a policy benefits your mobile business.

About Commercial Insurance

Mobile businesses operating in Texas, providing services, such as vans used for pet grooming, barbering services, delivering products to customers, and food trucks, for example, are required to have commercial auto insurance for liability coverage. If you participate in local events, such as a festival or market, the venue may require proof of insurance before allowing your vehicle to be on the premises. If your business is involved with a client/company, and you have a lease or contract, commercial insurance may be necessary. Your standard auto insurance typically does not include vehicles used for business. 

The liability coverage covers accidents resulting in bodily injury to a customer or client while they are near your mobile business, property damage if your mobile vehicle is involved in an accident, and lawsuits if you are sued. A commercial policy protects your investment and your assets while also providing peace of mind.

Contact Us

With commercial insurance coverage playing an important role in your Amarillo, TX, business, let our team at West Texas Insurance Agency get you on the right road to safety. Contact us so we can go over with you what the minimum liability limits are in Texas. Once you’ve made a decision about the amount of liability insurance, we can get a commercial policy in place sooner rather than later.