West Texas Insurance Agency in Amarillo, TX, is staffed by our dedicated team, and our goal is to provide you with the best homeowners’ insurance coverage without any hitch. Since we are dedicated and committed to offering the best services, we remain proactive by providing tailored insurance policies to suit your unique needs by offering peace of mind for your most important asset – your home. One-on-one service from our highly experienced agents gives you confidence that your insurance is serving you purposefully and protecting what matters to you. Reach out to us now to learn more about our full range of home insurance solutions. 

Homeowners’ Insurance Protection 

It is a must for Amarillo, TX, residents who own a home to obtain insurance coverage from a recognized agency like West Texas Insurance Agency for their house, even if it is already paid off. Generally, the lenders demand insurance to protect their investment, and for the homeowners who own their property outright, it is also equally important to acquire coverage. Homeowners’ insurance is a kind of protection that reimburses for any damage caused by storms, fires, or theft. It also protects you from liability cases if someone gets hurt on the property. 

What you need to know is that structural coverage comes with more elements that protect your personal goods and also offers a payout for the additional living expenses when your home becomes uninhabitable. Furthermore, having homeowners insurance will improve the resale value of your home while at the same time providing you with the comfort of knowing that you are financially covered. Contact West Texas Insurance Agency in Amarillo, TX, to determine the best insurance coverage tailored to your needs so that your valuable investment will be fully protected.

Quality Insurance Near Amarillo, TX

If you need the best insurance services to suit your needs, look no further than West Texas Insurance Agency, serving Amarillo, TX. Our team is committed to delivering top coverage and keeping our promises regarding customer relationships. Feel free to contact us to have the ideal solution tailored to your insurance needs. Our experienced professionals are available every step of the way to give you confidence that you are in good hands. Your satisfaction is our priority, so don’t hesitate to contact us.

Filing a claim with your homeowner’s insurance can be an extremely stressful experience. Many homeowners believe that they’ve filed accurate claims, only to have them denied for reasons that aren’t obvious. Here is an overview of some intelligent ways to make the claim process more accessible to get what you’re entitled to faster and without much hassle. 

Provide as Much Documentation as Possible

When filing any claim with an insurance company, the more documentation you can provide, the better. That means that if you are filing a claim that states that a fire damaged your personal items, you should include a copy of the police report that you hopefully filed, any documentation the fire department may have given you, clear and concise pictures of the damage, a full list of everything that was damaged or destroyed and their approximate worth, receipts for any lost items, and as much other documentation that you have access to. 

Be as Honest as Possible

Being as upfront and honest as possible is important because if your adjuster finds gaps in your story, it could result in a delay or even a denial. If your adjuster requests to view the damage in person, then you need to allow them to do so. The more cooperative you are, the quicker the process will be.

We are a West Texas Insurance Agency providing homeowners and other types of insurance for the Amarillo, TX, area, among others. If you want to contact us at West Texas Insurance Agency, and you’re an Amarillo, TX, resident seeking homeowners insurance, we would be more than happy to provide you with a quote and answer any questions you may have. Give us a call today to get things started. 

If you’re not familiar with all the rules regarding homeowners insurance, you might have many questions about when you can or cannot file a claim. Sometimes, if you’re not sure about something regarding your insurance, you can easily contact your agent to ask questions for clarification. If you’re wondering whether you can file a claim through your homeowner’s insurance for a home you don’t live in, here is an overview that answers this common question. 

If Your Home is Rented Out to a Tenant

If you have rented your home out to a tenant and burglary, a fire, or some other event that results in damage to the home occurs, your tenant should file a claim with their renter’s insurance. However, you can file a claim with your homeowner’s insurance if your tenant doesn’t have renter’s insurance, but in most cases, you will need a copy of the police report. 

If Your Home is Vacant

If your home is vandalized or otherwise damaged while sitting empty, then once you file a police report, you can most certainly file a claim with your homeowner’s insurance. This is one of the reasons to maintain coverage on your home, whether it’s vacant or not, as it will enable you to make repairs on your home without paying out of pocket. 

If you’re an Amarillo, TX homeowner and you’re seeking a new homeowners insurance provider, you should consider giving West Texas Insurance Agency a call. At West Texas Insurance Agency, we take pride in offering top-quality insurance services of all types to our customers, as well as providing excellent customer service. Give us a call today to request a quote.

When it comes to making your Texas home a safer place to live, it can mean protecting yourself from things in your house and outside of your house. At West Texas Insurance Agency in Amarillo, TX, we can help make your home safer by ensuring you have the correct home insurance to protect your biggest asset. 

In the home

Safety comes in a lot of different forms. One of the significant safety issues in any home is fire. Every home should be equipped with smoke detectors. They should also have backup batteries if the power is out when a fire starts. It would be best to have a fire extinguisher in an easily accessible location. 

Trips and falls are a significant safety concern. Ensure the lighting is good in all dark areas, such as hallways. Don’t let clutter accumulate on stairs and in heavily trafficked areas. Don’t use throw rugs; they pose a trip and fall hazard. If you must use extension cords, ensure they are tucked close to the wall. Use a no-slip bath mat or stickers. Having a grab bar in the shower or bath is a good idea if you are unsteady. 

Outside the home

Outside your home, lighting is essential. Motion detector lights will guarantee that when you move into their range, they will turn on for you to light your way. 

Installing a home protection system is one way to make your home a safer place from the outside. It can be as simple as a digital locking system that you can activate with your phone or a doorbell camera. Using the locks on your windows is also important. 

Contact West Texas Insurance Agency in Amarillo, TX for all your home insurance needs.